APA način citiranja (7. izdanje)
Sethi, J., & Bhatia, N. (2026). Elements of banking and insurance (Third edition.). PHI Learning Private Limited.
Čikaški stil citiranja (17. izdanje)
Sethi, Jyotsna, i Nishwan Bhatia. Elements of Banking and Insurance. Third edition. Delhi: PHI Learning Private Limited, 2026.
MLA način citiranja (9. izdanje)
Sethi, Jyotsna, i Nishwan Bhatia. Elements of Banking and Insurance. Third edition. PHI Learning Private Limited, 2026.
Upozorenje: Ovi citati možda nisu uvijek 100% točni.